For You

Each individual who comes through our doors arrives with their own set of unique circumstances. People seek insurance coverage for themselves and their families for a variety of reasons: to supplement policies provided by their employers, to reduce the risk of future financial crises, or simply to experience the peace of mind that comes with knowing that they’re not alone in facing an unexpected bend in their journey.

At Integrity Services and Solutions, we pledge to help you forecast what risks you might be facing, to put a plan in place together that makes sense for your family, and to be here for you when unpredicted circumstances come knocking at your door.

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“Informed on all plans and patient and caring.”

 

BAS – Fleetwood, PA

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“Informed on all plans and patient and caring.”

 

BAS – Fleetwood, PA

INDIVIDUAL HEALTH INSURANCE

The individual health insurance landscape can be difficult to navigate – those who lack benefits through their employers (such as independent contractors, entrepreneurs, retirees, and service industry professionals) often don’t know where to turn. At Integrity Services and Solutions, we offer the accessibility and customer service of a large, national agency but with the personalized care you can only get from a family-owned local business. We truly listen to your concerns and create a customized healthcare plan just for you, working with a variety of specialized carriers to assure your health and wellness are covered.

Individual Health Insurance Options

  • Individual Health – Under 65
  • Medicare – Supplemental, Advantage, PDP
  • Short Term Medical
  • Telemedicine
  • Dental and Vision
  • Critical Illness
  • Accident
  • Cancer
  • Individual Health – Under 65
  • Medicare – Supplemental, Advantage, PDP
  • Short Term Medical
  • Telemedicine
  • Dental and Vision
  • Critical Illness
  • Accident
  • Cancer

LIFE INSURANCE

Life insurance can be one of the most important purchases you’ll ever make. In the event of an unexpected passing of a loved one, life insurance can help pay the bills, continue a family business, finance future needs, protect your retirement plans, and more. Secure your family’s future by transferring risk to established insurance carriers for pennies on the dollar.

Life Insurance Options

Term Life Insurance

DEFINITION: A short-term protection plan for a specific period of time and generally pays a benefit only if you pass during the coverage period

BEST FOR: Those who are entering a risky life period or taking on new financial or business endeavors

Whole Life Insurance

DEFINITION: A traditional coverage policy that protects the insured for their entire life

BEST FOR: Those who want a rock-solid, permanent life insurance option that guarantees a specific payout

Universal Life Insurance

DEFINITION: A more flexible coverage policy that protects the insured for their entire life, but with investment savings elements and the ability to adjust monthly premiums

BEST FOR: Those who want the coverage of a permanent life insurance policy but with the ability to make changes in their policy based on life circumstances and future needs

Final Expense Insurance

DEFINITION: A product that provides a specific amount of earmarked funds that can be used to pay for or offset a loved one’s funeral expenses

BEST FOR: Anyone who wants to ensure that when a loved one passes, they don’t have to worry about paying fees associated with burial, cremation, and funeral services

LONG TERM CARE INSURANCE

Long term care insurance offsets the financial burden that comes when caring for an aging or ill family member. As your loved one grows older, he or she may need assistance with daily living activities, such as bathing, dressing, and administering medication. Although Social Security and Medicare may assist with paying for some of these services, families are often stuck with the bulk of the bill – unless they have a long term care policy in place. In addition to standard long term care policies, we also offer hybrid policies that afford you the option to withdraw from the monies allocated to cover additional expenses your loved one may accrue as their condition advances.

Disability Income Protection

From our 20’s through our 50’s and even 60’s, most of us feel invincible – none of us expect to face a situation where we are unable to bring home a paycheck. However, the risk for unexpected injury and disability rises with every year. It’s important to remember that, for most people, the majority of their life expenses are directly tied to their paychecks. Disability Income Insurance is a form of insurance that protects against circumstances like injuries, cancer, accidents, and illnesses that make working and earning money nearly impossible, and includes paid sick leave, short-term disability benefits, and long-term disability benefits.

Personal Insurance - Home and Auto, Plus

Personal Insurance products protect your homes, automobiles, and personal possessions, along with personal liability coverages. Part of investing in your lifestyle, home, and future is putting a plan in place to safeguard the value of your personal assets. Most people know that they need auto insurance to satisfy state laws, but you may not know that you can select additional policies for the things that matter to you the most. While some items (such as an antique wedding ring or your first home) are irreplaceable, having the financial ability to create new memories from the ashes of a tragedy is priceless.

Ready to Get Started?

Request a Free Consultation